Category Archives: Finance

Warning: Use this advice at your own risk. I am not a financial professional. When I first received employee stock options, it was 1996 or so, and it looked like stock prices would just go up and up forever. Under … Continue reading →

There are only two valid reasons to refinance your mortgage: to lower your interest rate or to lower your monthly payment (preferably both). The only great reason to refinance is to lower your interest rate. If you pay closing costs, … Continue reading →